Break the Chain Foundation

When John and Lisa were faced with a sudden medical emergency, they quickly found themselves struggling to keep up with their mortgage payments. With mounting medical bills and reduced income, the couple feared they might lose the home they had worked so hard to build. That’s when they turned to the Break The Chain Foundation for support.

John and Lisa had always been careful planners, budgeting meticulously to ensure they could afford their home while saving for the future. But when John was diagnosed with a serious illness, their savings were quickly depleted by medical expenses. Lisa had to cut back on her hours at work to care for John, further reducing their income. With no other options, they began to fall behind on their mortgage payments and feared that foreclosure was imminent.

The couple contacted the Break The Chain Foundation, hoping to find a solution that would allow them to stay in their home. Our team provided immediate assistance by connecting them with our Pre-Foreclosure Assistance Program, which offered financial counseling and resources to help them manage their debt. We also connected them with one of our legal partners who specializes in negotiating with lenders.

Through our combined efforts, John and Lisa were able to work out a loan modification with their mortgage company, reducing their monthly payments to a manageable level. Additionally, our Homeowner Grant Program helped cover a portion of their outstanding medical bills, easing their financial burden.

Today, John is recovering well, and the couple is back on solid financial ground. They remain in their home, grateful for the support and resources provided by the Break The Chain Foundation. John and Lisa’s story is a testament to the power of community and the importance of having a support system in times of crisis.